Category Archives: New Jersey

Download Kindle edition of 2018 New Jersey Workers’ Compensation Law Handbook

New Jersey Workers' Compensation 2018 HandbookThis is the Kindle (“.mobi” file, compatible with amazon Kindle devices) version of “New Jersey Workers’ Compensation Law – 2018 Edition” by Gregory Lois. This is the most practical, up-to-date and easy-to-understand guide to New Jersey workers’ compensation claims available. This book is designed for employers, attorneys, claims adjusters, physicians, self-insured employers and vocational rehabilitation workers. This guide is written in plain English by a New Jersey attorney and provides a detailed analysis of relevant statutes and regulations; a complete recap of recent court decisions; and a full description of current practice and procedure.  This book provides a behind-the-scenes look at the complicated issues and makes the law understandable for business owners.

A comprehensive description, including a list of what was updated since the last (2017) edition and complete chapter list is here.


Your Name (required)

Your Email (required)


Looking for a different version or more information about this book? The book is also available in PDF format and an iBooks edition (compatible with Apple devices, like iPads).

Need multiple copies for your team? Contact Greg.

Download PDF Version of 2018 New Jersey Workers’ Compensation Law handbook

New Jersey Workers' Compensation 2018 HandbookThis is the PDF (Adobe Acrobat) version of “New Jersey Workers’ Compensation Law – 2018 Edition” by Gregory Lois. This is the most practical, up-to-date and easy-to-understand guide to New Jersey workers’ compensation claims available. This book is designed for employers, attorneys, claims adjusters, physicians, self-insured employers and vocational rehabilitation workers. This guide is written in plain English by a New Jersey attorney and provides a detailed analysis of relevant statutes and regulations; a complete recap of recent court decisions; and a full description of current practice and procedure.  This book provides a behind-the-scenes look at the complicated issues and makes the law understandable for business owners.

A comprehensive description, including a list of what was updated since the last (2017) edition and complete chapter list is here.


Your Name (required)

Your Email (required)


Looking for a different version or more information about this book? The book is also available in Kindle format and an iBooks edition (compatible with Apple devices, like iPads).

Need multiple copies for your team? Contact Greg.

Download ePub/iBooks Edition of 2018 New Jersey Workers’ Compensation Law Handbook

New Jersey Workers' Compensation 2018 HandbookThis is the ePub (compatible with Apple iBooks) version of “New Jersey Workers’ Compensation Law – 2018 Edition” by Gregory Lois. This is the most practical, up-to-date and easy-to-understand guide to New Jersey workers’ compensation claims available. This book is designed for employers, attorneys, claims adjusters, physicians, self-insured employers and vocational rehabilitation workers. This guide is written in plain English by a New Jersey attorney and provides a detailed analysis of relevant statutes and regulations; a complete recap of recent court decisions; and a full description of current practice and procedure.  This book provides a behind-the-scenes look at the complicated issues and makes the law understandable for business owners.

A comprehensive description, including a list of what was updated since the last (2017) edition and complete chapter list is here.


Your Name (required)

Your Email (required)


Looking for a different version of this book? The book is also available in PDF format and for Kindle.

Need multiple copies for your team? Contact Greg.

No Double Recovery: Don’t Accept “One Third Each”

When seeking reimbursement on behalf of a carrier or employer under New York Workers’ Compensation Law Section 29 (“Section 29”) or N.J.S.A. 34:15-40 (“Section 40”) a particular scenario arises all too frequently: one of the other parties asking that the reimbursement right be reduced by equal measure against all parties; the “one-third, one-thirds one-third” offer. The carrier does not have to accept this reimbursement offer and in many cases should not!

At the most simplified level there are three prospective recipients of any settlement value in a civil case that involves a Section 29 or Section 40 lien: the claimant/petitioner, the third-party plaintiff’s attorney and the employer or workers’ compensation carrier. In this basic three-party structure, an even split of the settlement proceeds in to thirds would seem to make logical sense. In fact, the third-party plaintiff’s attorney will frequently assert that this is the “norm,” and that this is how “every case” ultimately resolves. They will also usually proffer some rationale as to why the Section 29 or Section 40 lien should be compromised, typically regarding issues with liability and allegedly poor chances of success at trial. Essentially, their argument is that some reimbursement is better than no reimbursement, and therefore the lien should be compromised to induce the claimant/petitioner’s consent to settlement. When it comes to such arguments, however, it is vital to keep in mind the legislative intent behind Section 29 and Section 40 and the protection the courts give that intent.

Continue reading No Double Recovery: Don’t Accept “One Third Each”

Properly Calculating Your Section 40 Reimbursement in New Jersey

N.J.S.A. 34:15-40 (“Section 40”) grants a right of reimbursement to workers’ compensation carriers. This reimbursement is to the extent of benefits paid to an injured worker should that injured worker file a third-party civil suit against the responsible tortfeasor. See N.J.S.A. 34:15-40. The limitations on this recovery are set forth in subsections (b) and (c) of Section 40, which both provide that any third-party recovery is reduced by the employee’s “expenses of suit” and the attorney’s fee. Subsection (e) goes on to define “expenses of suit” as an amount not to exceed $750.00 and the attorney’s fee as an amount not to exceed 1/3rd of the ultimate settlement proceeds.

While the language of the statute is plain on its face, there is confusion regarding the precise application of the aforementioned reductions. For instance, it is common knowledge that, in a typical civil suit settlement, disbursements come “off the top” of the settlement proceeds. Disbursements are, by their very nature, not part of the amount to be divided amongst the intended recipients. By way of illustration, assume a civil case settles for $100,000.00 and there are exactly $10,000.00 in disbursements. Under such a structure, the plaintiff’s attorney would receive $30,000.00 as their fee and the plaintiff would receive the remaining $60,000.00.  Continue reading Properly Calculating Your Section 40 Reimbursement in New Jersey

Video: Independent Medical Examinations and Second Opinion Evaluations in New Jersey

This is video from a live presentation from Dr. Jennifer Yanow and Greg Lois. Dr. Yanow is a double Board-certified in Pain Medicine and Physical Medicine and Rehabilitation. The discussion focuses on the use of IMEs and second opinion consultation in both acute cases and non-acute long term chronic pain claims. Dr. Yanow’s expertise in treating RSD and CPRS claims as well as her approach to opiate medications is explored.

Subject: New Jersey, Workers’ Compensation Law, IMEs, Second Opinions, Opiates, Weaning
Date Presented: October 23, 2017
Presenter(s): Dr. Jennifer Yanow and Greg Lois
Run time: 40:31

Dr. Yanow sees patients in her office at 1450 U.S. Route 22 West, Mountainside, New Jersey and also at U.S. Healthworks locations in Bridgewater, Jamesburg, Edison, Rahway & Elizabeth. To schedule an appointment or evaluation, contact Suzanne: 732-343-1788 or snm9675@aol.com Continue reading Video: Independent Medical Examinations and Second Opinion Evaluations in New Jersey