Category Archives: New Jersey

Video: Second Injury Fund in New Jersey

Here is the post-webinar video from our most recent presentation, “The Second Injury Fund in New Jersey Workers’ Compensation Cases” from our New Jersey workers’ compensation webinar training series.

The presenters answer the following questions:

  • “What is New Jersey’s Second Injury Fund?”
  • “How does the Fund work?”
  • “Can I get relief from the Fund in my total disability case?” and
  • “How does the contribution of the Fund reduce my exposure?”

Attorneys Greg Lois and Michael Gervolino will cover the basics of handling cases involving the Second Injury Fund and at the end of the presentation, the attendees will have a basic understanding of what the Fund is, how it works, and how contribution from the Fund may reduce exposure in a total disability case.

Subject: New Jersey, Workers’ Compensation Law, Second Injury Fund
Date Presented: March 27, 2017
Presenter(s): Michael Gervolino, Esq. and Greg Lois, Esq.
Run time: 22:59 Continue reading Video: Second Injury Fund in New Jersey

Video: Appeals and Reopeners in New Jersey

Here is the post-webinar video from our most recent presentation, “Appeals and Reopeners in New Jersey Workers’ Compensation Cases” from our New Jersey workers’ compensation webinar training series.

Subject: New Jersey, Workers’ Compensation Law, Section 20, Order Approving Settlement, Reopener
Date Presented: February 27, 2017
Presenter(s): Greg Lois, Esq.
Run time: 14:25 Continue reading Video: Appeals and Reopeners in New Jersey

Video: Medicare Secondary Payer Issues in New Jersey Section 20 Settlements

Here is the post-webinar video from our most recent presentation, “Medicare Secondary Payer Issues in New Jersey Workers’ Compensation Cases” from our New Jersey workers’ compensation webinar training series.

Subject: New Jersey, Workers’ Compensation Law, Medicare Secondary Payer, Section 20, Conditional Payments
Date Presented: January 23, 2017
Presenter(s): Greg Lois, Esq.
Run time: 29:27 Continue reading Video: Medicare Secondary Payer Issues in New Jersey Section 20 Settlements

New Jersey Workers’ Compensation Indemnity Benefits

In New Jersey, workers compensation benefits are basically broken down into two broad categories, medical benefits and indemnity benefits. Medical benefits are designed to provide the petitioner with payment for all medical expenses incurred as a result of a work related injury. Indemnity benefits, generally, are benefits paid to an injured worker to replace part of the worker’s lost income. There are three types of Indemnity benefits in New Jersey, temporary total disability, permanent disability benefits and dependency benefits.

Temporary disability benefits refer to the temporary payment of income to the petitioner while he is unable to work. The payment of temporary disability benefits is mandatory under N.J.S.A. 34:15-38, which essentially states that temporary disability payments of 70% of the injured worker’s wages for the year in which the injury occurred or his occupational disease manifests are payable until he is “able to return to work.” Please note that these wages are subject to the annual statutory minimum and maximum, which change every year. In 2016 the maximum rate of temporary total disability is $871 per week; the minimum rate was $232 per week.

Continue reading New Jersey Workers’ Compensation Indemnity Benefits

Independent Contractors, Occupational Accidental Insurance Policies and How It Interplays With New Jersey Workers’ Compensation

Statutorily, in New Jersey, all employers are required to maintain workers’ compensation insurance for all “employees” by either a valid workers’ compensation insurance policy or through self-insurance (based upon the financial ability of the employer to meet its obligations under the law and the permanence of the business).  In some states employers can “opt-out” of the mandatory workers’ compensation requirements.  New Jersey is not one of those states.

The classification of someone as independent contractor and therefore not an “employee” relieves the employer of the obligation to provide workers’ compensation coverage.  The independent contractor is simply not an “employee” and therefore does not require worker’s compensation coverage.  Continue reading Independent Contractors, Occupational Accidental Insurance Policies and How It Interplays With New Jersey Workers’ Compensation

Video: Section 40 Liens and Subrogation in New Jersey

Here is the post-webinar video from our most recent presentation, “Section 40 Liens & Subrogation” from our New Jersey workers’ compensation webinar training series.

Subject: New Jersey, Workers’ Compensation Law, IMEs
Date Presented: December 26, 2016
Presenter(s): Greg Lois, Esq.
Run time: 17:02

How to attend these webinars live and ask questions.

Join us for our monthly webinars on New York and New Jersey workers’ compensation law. One Session, offered at 12:00EST on the “Fourth Monday” of the month.

Register here: 12:00 EST Session

Archive of prior presentations is here.

Schedules and Information.

Handout materials are provided in advance of each session. The webinar courses follow the “life cycle” of a claim and correspond to chapters in the Workers’ Compensation Handbooks offered by the Firm.

Upcoming Webinars

Detailed syllabus and schedule available here.